Homefinders.com provides a One Year Home Warranty on every resale home in Columbia, Maryland. Home repairs are very expensive. We can't predict when a system, furnace, air conditioning system, plumbing, appliances etc., will break down. Hopefully, you've had a thorough walk-through inspection of the home prior to settlement and everything worked. But, a week later, the plumbing could spring a leak, the dishwasher may stop working; anything could happen. Homes in Columbia, Maryland may be up to 40-45 years old. Some will have been maintained very well. But, some may not and age alone makes systems vulnerable to break-downs.

So, you will receive from Homefinders.com a One Year Home Warranty on your newly purchased home.

What Is The Home Warranty?
The home warranty is a service contract, like an insurance policy, lasting one year and renewable by you, which provides repair or replacement of major systems and appliance failures during normal wear and tear.

What Systems Are Covered?
Generally, the basic coverage provides repair or replacement of the home heating, plumbing, electrical systems, water heater, range, wall oven, cook top, dishwasher, garbage disposal. For additional costs, well pumps, filters, and pool equipment.

Is An Inspection Required?
No. BUT, at settlement, the application provides that all systems are in good working order. This is factual since we will have just completed the home inspection OR pre-settlement walk-through and any repairs will have been made. Since the real estate you are buying is in good working order, we can state that to the warranty company when we order the coverage for you. What will NOT be covered is pre-existing conditions when there is no home inspection or pre-settlement walk-through. The home warranty is NOT a substitute for a home inspection.

When Does Coverage Begin?
When the company receives the application and payment. Application and payment is made by the settlement attorney's office and mailed to the warranty company that day. Coverage is generally within 72 hours of settlement.

How Do I Make A Claim?
You will be provided with a 24 hour toll free number at settlement. You MUST call the warranty company for repair. If you call a recommended or local mechanic, the warranty will not pay them. The warranty company has a proven list of mechanics who make repairs for them. You MUST go through their office for the warranty to work.

What Do I Pay The Service Technician?
There is a service fee of up to $100, depending on the warranty company. This is the normal deductible on all warranties. This discourages nuisance calls and saves time and resources for serious warranty repairs.

Homefinders.com will receive a notice when ever a repair is made on your behalf. We have a file full of these notices. Our buyers use the warranty and it works to make buying a resale home just a little more comfortable.

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